Last Updated: 10 December 2023
BANALYA S.A. – Commercial Terms & Policies
All commercial activities, transactions, and services provided by BANALYA S.A. are governed by the following policies. By requesting a Proforma Invoice, confirming an order, or making a payment, THE CLIENT acknowledges and fully accepts these terms.
1. Proforma Invoice
All transactions are governed by the Proforma Invoice issued by BANALYA S.A. It constitutes a legally binding agreement once confirmed by THE CLIENT through email, message, or payment. In case of discrepancy, the Proforma Invoice shall prevail.2. Payment Conditions
All payment terms are strictly defined in the Proforma Invoice. No production, booking, shipment, or document release shall be executed without confirmed payment. Proof of payment is not valid until funds are credited to BANALYA S.A.’s bank account.3. Shipping & Risk
All shipments are governed by Incoterms and BANALYA S.A. Shipping Policy. BANALYA S.A.’s responsibility ends once the cargo is loaded on board at the port of origin. All risks, delays, and costs thereafter are transferred to THE CLIENT.4. Claims & Quality
All claims are governed exclusively by the BANALYA S.A. Quality Claims Policy. Failure to comply with procedures, timelines, or evidence requirements will result in automatic rejection. No claim is valid if payment obligations are not fulfilled.5. Commercial Control
BANALYA S.A. reserves the right to evaluate clients based on payment behavior and operational risk. Based on such evaluation, BANALYA S.A. may modify payment terms or suspend operations without prior notice.6. Operational Principle
No Payment → No Production → No Shipment → No Documents → No Responsibility.